Cash Flow Management
We Work With Individuals and Families in All Phases of Life.
Your personal finances and investments can become overwhelming and complex. At Sampadha, our main goal is to simplify your financial life.
Cash Flow or Income Expense Management:
1. Merged Finances vs Separated Finances Benefits Analysis
2. Cash flows Forecasting, Planning, and management
3. Stability of Income Sources Analysis
4. Alignment of Spending with Goals and Values
5. Allocating and Bucketing cash or savings by Goals
6. Analysis of Job / Business for better income
7. Expense Analysis to find forgetten expense or unneeded expense
8. Categorisation, Prioritisation and Allocation for Expenses
9. Setting Cash Balance Targets
10. Home Buy vs Lease vs Rent
11. Car Buy vs Lease vs Subscription
12. Contingent Fund Planning
13. Opportunity Fund Planning
14. Sabbatical or work break Planning
15. Vacation Home Planning
16. Funds or Liquidity Requirements Analysis and Planning
17. Unique Circumstances Analysis
18. Reserves and Liquidity Needs
19. Income Vitals Analysis
Few myths and misconceptions of Cash Flow Management
- Failing to recognize that emergencies happen - and they happen more often than most people think.
- Don't know what kind of emergencies might come out.
- Assuming bad things won't happen.
- Waiting until a money crisis to begin for Financial Planning.
- Thinking The Future Will Take Care Of Itself. (It never has and it never will.)
Few mistakes of Cash Flow Management
- Treating credit card as my emergency fund.
- Don't know how much to allocate for contingency fund.
- letting your emergency savings sit idle
- Spending emergency savings on non-emergencies
Are we right for you ?
Find out if we’re a good match for your financial planning and investment management needs. We offer a free, no-obligation consultation to help us get to know each other. We can meet by phone, in-person, or online.